News
Faculty of Commerce and Management Organises Session on Smart Investing and Long-Term Wealth Creation
26 Aug 2026
Date: 24 August 2026
Time: 02:00 PM -3:00 PM
Venue: Faculty of Commerce and Management (FCM), V.C. Building
Topic: Smart Investing: From Savings to Wealth
Organised by: Faculty of Commerce and Management (FCM), Rama University, Kanpur
Target Audience: Undergraduate and Postgraduate Students
Speaker: Dr. Rachit Agarwal, Distinguished Entrepreneur and Eminent Speaker
Introduction
The Faculty of Commerce and Management (FCM), Rama University, Kanpur organised a session on “Smart Investing: From Savings to Wealth” on 24 August 2026 at the FCM, V.C. Building. The programme was organised to help students understand the importance of moving beyond conventional saving towards informed investment and long-term wealth creation.
The session was particularly relevant for Undergraduate and Postgraduate students, as developing sound investment habits at an early stage can help young individuals understand financial goals, risk, returns, diversification and the importance of disciplined investing.
About the Speaker
The session was conducted by Dr. Rachit Agarwal, a distinguished entrepreneur, industry leader and eminent speaker with extensive experience in finance, portfolio management, education and skill development.
Dr. Agarwal has more than 16 years of professional experience and has been actively involved in strategic consulting, financial services, training and development, entrepreneurship support and industry-academia collaboration. Since 2016, he has been associated with multiple entrepreneurial ventures and has worked with leading corporations, universities and skill development organisations.
He has contributed significantly to international collaborations, industry-integrated training programmes and employment-oriented education initiatives. His professional expertise and industry exposure enable him to effectively connect academic learning with practical financial and business applications.
Professional Certifications
Dr. Agarwal holds several professional certifications, including:
- IRDA – Insurance Regulatory and Development Authority
- NCFM – National Stock Exchange Certification in Financial Markets (Derivatives & Capital Market)
- NISM – Mutual Fund Advisory
- NSE Certified Technical Analyst
- NISM-Series-XII: Securities Markets Foundation Certification
Dr. Agarwal is also the Founder, Director & CEO of United Resourcing Services Pvt. Ltd., New Delhi, an organisation working in the areas of skill development, professional training and industry-academia collaboration.
Objectives of the Programme
- To create awareness among students about the difference between saving and investing.
- To develop an understanding of the basic principles of smart and informed investing.
- To familiarise students with the relationship between risk and return.
- To introduce the importance of diversification and long-term investment planning.
- To encourage disciplined and responsible investment behaviour among young individuals.
- To bridge the gap between theoretical financial knowledge and practical investment decision-making.
Highlights of the Session
The session focused on the importance of developing a disciplined approach towards saving and investing. Students were encouraged to understand that saving provides financial security, while appropriately planned investments can help individuals work towards long-term financial goals and wealth creation.
The discussion highlighted the need to evaluate investment decisions on the basis of financial goals, risk tolerance, time horizon and expected returns. Students were also encouraged to understand the importance of diversification and informed decision-making rather than relying on impulsive investment choices.
Through his professional experience, Dr. Rachit Agarwal provided practical insights into investment awareness, portfolio management and financial discipline. The industry-oriented approach helped students relate investment concepts with real-life financial decisions and long-term planning.
Student Engagement
The programme witnessed active participation from Undergraduate and Postgraduate students of the Faculty of Commerce and Management. Students showed keen interest in understanding how regular savings can be transformed into meaningful long-term investments.
The interactive nature of the session encouraged students to engage with the speaker and gain clarity on practical investment concepts. Students were able to relate the discussion to their future financial goals and the importance of starting disciplined financial planning at an early stage.
Outcome of the Programme
The Smart Investing: From Savings to Wealth programme successfully contributed towards improving students' understanding of saving, investing and long-term wealth creation. The session helped students recognise the importance of goal-based investing, risk awareness, diversification and financial discipline.
The programme strengthened the connection between academic learning and practical financial decision-making. It is expected to encourage students to develop a more informed approach towards investments and to consider long-term financial goals while making investment decisions.
Conclusion
The Smart Investing: From Savings to Wealth session was a valuable initiative undertaken by the Faculty of Commerce and Management, Rama University, Kanpur. The programme provided students with practical insights into the transition from saving to informed investing and long-term wealth creation.
The expertise and industry experience of Dr. Rachit Agarwal added significant value to the session and helped students understand the practical dimensions of investment planning, portfolio management and financial discipline. The programme contributed meaningfully to students' financial awareness and overall professional development.
